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Liability coverage does not pay for damages to your own vehicle or injuries sustained by you or your passengers. For that protection, you would need additional coverage types. Liability insurance is typically required by law in most jurisdictions, making it a legal necessity for vehicle owners. Understanding the specifics of your liability coverage is crucial, as it can vary significantly between insurers and policies. Reviewing your policy documents and discussing with your agent can help ensure you have the appropriate level of protection.
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